A letter from April 10th, 2015

Dear Future Self, In ten years, in 2025, I think that i should be living a healthy lifestyle and a maintainable one as well. I expect to have graduated from college with a degree in finance or accounting. I expect to live in an apartment and be able to split rent with a friend of significant other. Whether i am a single bachelor or in a relationship does not matter too much. I should have a newer car with a lower cost of insurance. Preferably a used car it would be nice to have a reliable and fuel efficient car. With these living expenses i hope to work a full time job with salary and make around $50,000 a year. This should leave enough extra money to invest and save each month that will hopefully add up over time. Along with that, I need to have enough extra money to fly home for holidays such as Christmas. A hobby that i enjoy such a videogames would be nice to be able to come home too after a full day at work or on the weekends. Overall my well being should be fairly high and in a good place and I expect my lifestyle to be maintainable. My goal is to save for retirement and to be able to retire comfortably. I will save $750,000 for my retirement by putting away $1390 a month for 45 years starting when i am 25 so i can retire by the time i am 70.