10 years ago!

Hey, You were few months away from being 30 years old, when you wrote this , you are 40 now( Yay! happy birthday) and i am sure you would have forgotten all about writing this letter to yourself 10 years ago. You were living in US for past 2 years now and enjoying the life after marriage , expecting a Twins(most likely girls) in May or June of 2016. Hope you have been a good parent to the kids and they have grown up now and are in school. I have mentioned few of the goals you should have completed by this time, reflect on those that you have accomplished and plan on finishing the ones pending soon. *1. Emergency Fund to survive for 6 months without job. 2.To make Retirement Fund reach 70%. *3.Secondary income at least 60% of current expense. *4. Should have had atleast 5 week long vacations with family. 5. Atleast 2-3 adventure journey with family or friends. 6. Have solidified on a second hobby or job to spend time if you retire early. Ok that is all i want to say as it might be too much depressing if you haven't achieved most, those with * are important ones See that i have not mentioned about maintaining a healthy weight, i believe if you haven't done that by now you don't have long enough time for you to live.So that is not a goal but a thing you should have done for survival. If you have read this email successfully , send another one here for next 10 year in future,by that time you should be retiring and spending time traveling as you know after 60 you are going to be ****** to travel the world or possibly interplanetary travel? so get it done before 60.