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Dear FutureMe, I am writing this letter to you to give advice on saving for your apartment, and college. I want to save for college in one year or apply for scholarships. And saving for an apartment in 5 years. My concerns are I won’t have enough money for college and I’ll go into debt. I can address this by applying for scholarships as a side job to save money and also getting good grades to get more scholarship options. You can do this, achieve the difficult.