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Dear Handsome Fella
I am writing this letter to hold you accountable for your money spending. And you need to go get wifed up real quick. I need you to start spending less money on junk food and other stuff that you don't need. You gotta go ask for a raise or a promotion. I need 10k in savings by the end of the year and 60k in savings by halfway through 2028. Also, you gotta learn how to talk to females. Because rn you are broke and single. I need you to change one of those and be broke and in a relationship or rich and single. Either way you gotta lock in and quit messing around.
Good luck, Cole Congdon
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