A letter from Feb 25, 2025

Dear Future me, I'm writing this letter to remind you of the journey you're on and goals you've set for yourself. right now, I'm working hard toward one of the biggest milestones in my life saving for college. I know that the road may not always be easy, but I'm committed to making this dream a reality because I believe in the future I'm building. my goal is to save enough money to cover the costs of tuition, housing, books , and other expenses. based on my research, attending college will cost a significant amount- tens of thousands of dollars over the course of four years. I'm breaking down this total into smaller, manageable amounts, saving consistently on a monthly, weekly, and even daily basis. this way, the goal feels less overwhelming, and i can track my progress as i go. i want to reach this goal because earning a college degree will open doors to better career opportunities, personal growth, and the chance to create a life i'm proud of. i know there will be challenges along the way. Unexpected expenses, the temptation to spend instead of saving, and balancing work and school may all take it difficult to stay on track. i'm also aware that life can be unpredictable, and there may be times when saving feels impossible. but i'm preparing for those moments. to address these concerns, i'm committing to a few key steps: 1. create a detailed budget- i'll track my income and expenses, cutting back where I can and prioritizing my savings. 2. automate my savings- I will set up automatic transfers to a dedicated savings account, making it easier to save consistently. 2. seek additional income- whether through its a part time job, freelance work, or side projects, i'll find ways to increase my earnings and direct that money toward my goal. I know there will be days when this feels tough but remember why you started. you're working toward something that will shape your future. every dollar saved is an investment in yourself and your dreams.be patient,stay disciplined, and trust the process. when you read this letter in the future, I hope you're proud of how far you've come.you are capable, resilient, and deserving of all the opportunities ahead. no matter how difficult it gets, don't lose sight of your vision. you've got this. with hope and determination, your present self.