Financial tips from the past

Dear FutureMe, I hope you are saving and investing money and not spending anything unnecessarily. Here are some financial tips I have collected for you: How much? Invest at least 50% of salary When? Invest on salary day every month Where? - Index funds, Mid-cap, small-cap, ELSS - Govt backed stocks (IRFC, RVNL, IOC, SAIL etc) - Reputed Companies' Stocks - NPS tier 2, annuity plans - there is a special NPS for govt employees (NPS tier 2) - Tax saving - https://cleartax.in/s/best-investment-plans-for-government-employees - Govt employees to files income tax report for tax savings NEVER take a loan unnecessarily with interests greater than even 5%. If it is just a WANT and not a NEED, you can just wait and save up. That would be the best financial decision. Loans and EMIs make you a slave. Ankur Warikoo is my favorite financial influencer or mentor right now. Do check out his videos for really good financial advices.