A letter from Sep 04, 2024

Dear Future Salman I’m writing this letter to remind you of why you set your savings goals and to keep you motivated as you work towards them. Right now, you’ve decided to save $1,200 to buy a new laptop. This laptop is important for your studies and will help you stay productive and organized, which is crucial for your success in school. I know you might be worried about sticking to this savings plan, especially with unexpected expenses or when you’re tempted to spend on other things. It can also be tough to keep up with regular savings if you don’t stay disciplined. To address these concerns, make sure to set up automatic transfers to your savings account every month. Create a budget to manage your expenses and keep track of your savings progress regularly. If unexpected costs come up, look for ways to adjust your budget or find extra sources of income to cover any shortfalls. Remember why you set this goal and how important it is for your future. Stay focused and disciplined, and don’t be too hard on yourself if things don’t go perfectly. You’ve got this, and every bit of effort you put in will bring you closer to reaching your goal. Believe in yourself and keep pushing forward! Sincerely, Salman In The Past