A letter from Jan 20, 2023

Dear Madisyn, I’m writing this letter to remind you of our saving goals and our hopes and goals for the future. So far you should have gotten your savings to 1,000 dollars, and saved money for a house. Your next goals are to get through college, buy that house, and start a family. We’ll have to save a lot of our paychecks and unless we get a good raise from Bob we’ll probably have to pinch some pennies throughout college. We’re just gonna have to stick it through though. We can put half a paycheck in savings every week and keep any money that’s not necessary to use in a lock box. We got this. Just keep thinking of our family and dream house and dream car. Your past self, Me.