exactly 20 years' from the past

Dear Future you, By the time we read this, the retirement age will probably have changed (again?). If it has been moved back, I assume ***** rates must have seriously declined and we will live another 150 - 200 years. If this trend continues, I can only hope that we soon will also have invented time-travel into the future so that I can cash-in my pension "early"! There are two options now: - I am no longer or - I am still with my family Assuming the latter has been realised, it is slightly less embarrassing having to read this mail. It would also prove that I am psychic after all, as I knew we would still be together (ah!). I love you very much (if former: only kinda!)