A letter from February 19th, 2021

Dear FutureMe, Hello future Viny Greco….. You better still have the stache and the long hair ! I am writing you this letter because I want you to know why you are saving for the goals that you are saving for. Before I get into all of my goals and what not, I would like to talk to you on the importance of money. At this point in time, I like to spend alot of money. I also like to ask and buy alot of things, which I don’t see it as a bad thing at my age but at your age, I hope you have figured it out. I hope you realize that buying everything isn’t always going to make you happy. As you get older and wiser make sure you are always saving. Money is a beautiful thing, don’t lose it. The goals that at this moment in time I am saving for are short term: New batting gloves, a new baseball mit, baseball cleats, a gaming mic for my setup, and a new pair of designer sunglasses. My first and most wanted medium term goal is to go to sporting events. With covid going on, stadiums are shut down and the world is so very messed up. Being able to go to a game would be a life changer. My other medium term goals are: have a small job with a paycheck that you can cash everyother week, go on a small vacation within the states. Lastly, my long term goals are: get a house that I can afford and pay off whenever I need to, get a job that is going to support me, make sure I always have enough food and water, make sure Im always close with family and friends, and last but nit least SAVE… No matter what goal you are trying to save up for make sure you are always putting money away into a savings account or emergency fund. Some of the ways that you can save money are: keeping track of your money (making a budget plan), separate wants from needs, avoid using lots of credit and if you do make sure you pay it off right away. In case of an extreme emergency where you lose everything amke sure you have an emergency fund. The EMERGENCY fund is somehting that everyone better have but especially you. You never know what is going to happen in life so having the emergency fund will automatically allow you to get right back on your feet so that you don’t end up hitting rock bottom. Make sure that you have a money market account so that the money you put in their can make more and more money by just sitting in the bank. Lastly, If you are not in the stock market or renting houses then you should do one of them. These are two of the best ways that you can make extra cash on the side. Stocks and renting houses are both very dangerous so make sure that you have someone that can help you when you need it. You are not in this world alone. I hope you are so rich and you drive a G wagon VINNNNNNNNNNNNNNN 2021